Certified Senior Advisor (CSA) Practice Test

Question: 1 / 400

If a person’s average monthly earnings exceed a certain amount, they may not qualify as disabled. What is the threshold generally recognized?

$800 a month.

$900 a month.

$980 a month.

The correct threshold for average monthly earnings that determines disability qualification is generally recognized as $980 a month. This figure is significant in the context of Social Security Disability Insurance (SSDI), as it establishes a benchmark for "substantial gainful activity." If an individual's earnings exceed this amount, they may not be considered disabled under Social Security Administration guidelines because their income suggests they are capable of engaging in significant work activities.

Knowing this threshold is crucial for individuals seeking disability benefits, advisors, and healthcare providers, as it helps identify whether a person may still qualify for assistance based on their earnings. The focus on this income level is to ensure that the benefits are directed toward those who are unable to work due to their health conditions, reinforcing the system's purpose of supporting genuinely disabled individuals.

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$1,100 a month.

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