Certified Senior Advisor (CSA) Practice Test

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What is the coverage status of Sheila's last 10 days of her second hospital admission under Medicare?

She has two separate benefit periods

She owes two Part A deductibles

She must remain out of the hospital for 60 days

To understand the coverage status of Sheila's last 10 days of her second hospital admission under Medicare, it is important to recognize how Medicare manages hospital admissions and benefit periods. Medicare Part A provides coverage for hospital stays, but it's conditioned on the concept of benefit periods.

Under Medicare, a benefit period begins when a patient is admitted to a hospital and ends after they have been out of the hospital for 60 consecutive days. If Sheila is in her second hospital admission and it overlaps with the end of the first benefit period, she may not receive additional coverage if she has already exhausted her benefits from that period.

In this case, if Sheila's last 10 days fall within a new benefit period but she had already utilized her Part A benefits, she would lack coverage for her hospital stay, resulting in no Part A coverage for those days. This scenario highlights the importance of understanding how benefit periods work and the necessity for patients to remain out of the hospital for a stipulated period before a new benefit period is initiated.

The other answer choices do not apply here: having two separate benefit periods and owing two Part A deductibles suggests ongoing eligibility and coverage, which contradicts the context of having no coverage during that specific timeframe. Therefore, it is crucial to ascertain

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She has no Part A coverage

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