Certified Senior Advisor (CSA) Practice Test

The correct choice indicates that the artist with dividend and interest income only is least likely to earn a credit toward Social Security coverage. Social Security credits are typically earned through work that is subject to Social Security taxes. Specifically, an individual earns these credits based on their wages from employment or self-employment that is reported and taxed.

In this case, the artist's sources of income—dividends and interest—do not involve work income that is subject to Social Security taxes. Therefore, while they may have significant financial resources, they do not qualify for earning credits towards Social Security based solely on this type of income.

In contrast, the other options involve individuals engaged in employment that would qualify for Social Security coverage. The salaried manager, hourly employee, and president of a non-profit organization are likely to have income from work that is subject to Social Security tax, allowing them to earn the necessary credits based on their earnings.