Certified Senior Advisor (CSA) Practice Test

The best legal document for naming a guardian for a disabled adult child is indeed a will. A will allows a parent or guardian to specify their wishes regarding the care and guardianship of their children in the event that they can no longer fulfill that role due to incapacity, death, or other circumstances. This document can include instructions that guide the court in selecting a guardian who aligns with the family's values and the child's best interests.

In contrast, other options like an irrevocable life insurance trust and an irrevocable living trust serve different purposes, mainly concerning the management of assets and financial planning, rather than directly addressing personal guardianship issues. A power of attorney is also not appropriate for naming a guardian; it primarily gives someone the authority to make decisions on another's behalf regarding finance or healthcare, but it does not substitute for legal guardianship, especially for an adult child with disabilities. Consequently, utilizing a will is the most direct and appropriate means to ensure guardianship intentions are legally recognized.