Certified Senior Advisor (CSA) Practice Test

Question: 1 / 400

In terms of Medicaid strategy, which item is non-countable regarding asset assessment?

Rental properties.

The applicant’s primary home.

The applicant’s primary home is considered a non-countable asset in Medicaid asset assessment under specific conditions. Medicaid allows individuals to retain their primary residence without it affecting their eligibility for benefits. There are important criteria for this exemption: the home must be occupied by the applicant, their spouse, or a dependent relative, and its value must be below a certain threshold that varies by state.

Other assets listed, such as rental properties, trust accounts, and cash savings, are typically counted towards the asset limit that impacts Medicaid eligibility. This is why the primary home stands out as non-countable in the context of Medicaid asset assessment, as it serves as a critical aspect of financial protection for individuals as they pursue long-term care services.

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Trust accounts.

Cash savings.

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